冠状病毒造成的经济冲击波受到影响的借款人和贷款人。虽然许多小企业不幸面对经济损伤，但在这种不确定的时候，由于历史上低利率，具有更多灵活性的借款人具有独特的再融资机会。虽然贷款市场的某些方面已经放缓，但许多贷款实体正在继续推动推动率锁雷竞技多少可以提款的再融资交易。如果您有良好的信誉，稳定性支付历史和符合贷款指导方针，您可能会在大流行中的这一点上考虑利用此选项。
环境尽职调查 - 另一阶段我？
Most lenders will require environmental due diligence as a part of your refinancing application. While borrowers may already expect some processing delays, this could cause additional delays if you are not proactive. While you may have already obtained a Phase I Environmental Site Assessment (Phase I) when you acquired your property and this requirement may seem unnecessary or redundant, there are a few things to consider:
- Environmental conditions are not only associated with the existing underlying land but may change over time due to any physical changes to the property or the continued use of a property for the storage or use of petroleum products or hazardous substances;
- 如果你有租户,他们可能be engaged in activities that have the potential to have caused environmental impacts;
- Releases may have occurred on adjoining properties, which could have caused adverse impacts to your property;
- I ESA的“保质期”为ASTM标准的6个月。
- Environmental standards and regulations change; and
- Unqualified environmental consultants can make errors while conducting site assessments.
虽然每个贷款人都有不同的要求，但最终，我有助于管理风险，避免负债，并保护您的财产价值。它是屏蔽投资的基础。
Lender Adaptations and Requirements
Massive loan restructuring and concessions coupled with current conditions may result in a high-volume of applications and delays in processing. Closing can be further delayed in anticipation of additional environmental assessment activities, which is why we recommend being proactive and understanding the environmental conditions related to your property early on in your decision to refinance.
Consulting Adjustments
Real estate has been designated an essential service in most states and of course, banks have remained open. As a support to such essential business services, environmental consulting professionals have had to adapt while conducting necessary site assessments and fieldwork. Good communication between the consultant and client is necessary for both parties to understand any circumstantial adjustments. This may include scheduling the site reconnaissance at specific times when there are fewer people on the property, needing the site contact present to open gates or doors, wearing gloves and masks (PPE), and maintaining social distancing. With everyone on an adjusted schedule and many out of the office, it may be challenging to reach individuals to obtain interviews or site records. Other facilities such as hospitals, nursing homes, and other long-term care facilities may not permit in-person assessments.
环境解决方案
如果您正在考虑再融资，招聘合格的专业人员提供全面和准确的报告将有助于最大限度地减少延误并帮助您管理风险。雷竞技好Newbee赞助商Braun Intertec在房地产实例中拥有良好的赛道记录，经验丰富的专业人士，专门从事I阶段环境现场评估。在Covid-19大流行期间，我们的顾问可以及时提供质量，高效的服务，及时（安全）。雷电竞首页
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